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Why use a mortgage broker?

INDUSTRY EXPERTISE

A mortgage broker knows what loans are out there, so you can expect to receive current information on the most suitable loan options available for your needs.

AN EASIER JOURNEY

A broker can help you source the most appropriate type of mortgage, manage the paperwork and keep you updated during the whole mortgage process.

Why use a mortgage broker?

If you’re buying your first home or investment property – or looking to move to a bigger and better one – speaking to a mortgage broker is a great first step. At The Broker Team, we will sit down with you and show you the range of loans available from different lenders. We will then help you narrow them down to a loan that might suit your needs.

The role of a mortgage broker has evolved. As well as identifying the most appropriate mortgage they’re becoming a key partner in helping borrowers secure other finance – such as car loans, business loans or equipment finance.

Assessing your needs

At The Broker Team, we will take the time to understand your needs, discuss your financial circumstances, and identify your loan requirements. As a first step, we’ll discuss your property goals, factoring in your loan requirements in light of your lifestyle, job, family and other aspects. We’ll also discuss the type of documents needed to assist you to make a loan application – such as pay slips, tax returns, and personal bank statements. Once we have a clear understanding of your financial situation and goals, our broker will be able to advise you on your home loan options.

Comparing loans

As part of our service, The Broker Team will recommend one or more home loans that fit your borrowing needs. We can compare hundreds of loans to find the one that suits you and discuss the product’s details and features with you. A mortgage broker can give you a broad view of your lending options, but will also provide an analysis on important specifics of the loan that have been identified as meeting your needs. You can then make the decision on the product you’d like to select.

Want to know how much you can borrow? Or what your repayments would be?

Buying a home or an investment is a big decision and you need to be sure you the right finance for your needs. The Broker Team can help you source the most appropriate type of mortgage, manage the paperwork and keep you updated during the whole mortgage process. One of our finance experts can help you answer these questions, simply let get in touch via the Buying A Property page.

Car loan finance

Buying a car can be a stressful and frustrating experience if you don’t have all the relevant information when it comes to obtaining finance.

High pressure sales tactics along with the excitement and emotion of that new car can hinder the finance decision making process. Sometimes a quick decision now can cause years of financial pain down the track.

The Broker Team specialises in assisting with car finance that suits your needs. We can provide indicative quotes within minutes and match the right lender for your situation and car type

Don’t just settle for what the car dealer tells you, fill in Car Loan Quote Request form and one of our consultants will get back to you shorty to assist you through the process of buying your next car.

Managing the loan process – from start to finish

Once you’ve chosen the loan you’re comfortable with, we will help fill out the necessary paperwork to get the loan process underway. This might include submitting your home loan application on your behalf, communicating with all the relevant parties and managing the entire process until your home loan is approved. If you decide you want to switch home loans or refinance at a later stage, your mortgage broker can also help you source new loans that will suit your financial needs and help you through the process every step of the way.

What are my options?

Had a home loan heath check?

What are my options?

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