Bendigo 03 5444 0104 | Kyneton 03 5422 7373

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We work for you, not the banks!

We have access to home loans from a wide panel of major banks and lenders, and we truly understand home finance in a real estate context. Getting your home loan sorted out early can ensure you are in the best position to negotiate for your home on your own terms. And while the home loan application process can seem daunting, it is often simpler than most people think.

Home Purchases

Are you buying an established property or planning on building a new one? We have extensive experience in sourcing the right financial solution for your situation. After meeting with us, you will have a full understanding of the costs associated with purchasing property, along with how much you can borrow and how much deposit you will need.


Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt. We provide free loan health checks for anybody wanting to see if they can get a better deal and are always looking for opportunities to save our clients’ money.

Property Investment

Looking to purchase an investment property but don’t know where to start? Our property investment specialists can assist you in accessing equity you might have in an existing property for a no-deposit purchase of an investment property, thus maximizing any potential tax benefits you might be entitled to relating to your loan.

First Home Buyers

Our business recognizes the need for people to make the right decisions with all the necessary information to do so. With this in mind, we provide detailed information and education for first time buyers about the process of sourcing the right finance package to best suit their needs, along with information about the buying process. more…

Home Loan Pre-approval

Home loan pre-approval is a great way to ensure you know how much you can afford to pay for a property before you even start looking. A written pre-approval can also give you an advantage when negotiating on a property with a vendor, as opposed to someone who has no pre-approval or finance in place.

Debt Consolidation

Are you monthly bills getting out of control? How about rolling all of them into one easy repayment? By doing so, you may be able to reduce your monthly commitments to take the pressure off your finances.

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